Right guys was wondering if any of use could shed any light on this. In November 2005 i was insured as a named driver on my dads policy on a saxo. Unforunately 11 days later i wrote it off and i'v been on my dads insurance ever since. Soon i am to go onto my own insurance but do i have to tell them about the crash although it wasn't on my policy? If not is it my dad who has to declare it on his other policy??? Thanks