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At the end of the day it's up to the owned to take the risk of void insurance. Losing their licence and fines etc instead of declaring. My insurance company said I have to only tel, them about non Vx mods of engine mods :) so is worth asking them anyways tbh.
 

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At the end of the day it's up to the owned to take the risk of void insurance. Losing their licence and fines etc instead of declaring. My insurance company said I have to only tel, them about non Vx mods of engine mods :) so is worth asking them anyways tbh.
z20let is a vx mod technically :p lol

but be one of the cool kids, cool kids dont need insurance coz their 'ard
 

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Yes always your be stupid not to


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I'm with Aviva and so far they havnt charged me any extra for declaring any of my mods.. although if I do any serious engine mods/conversion I will be charged extra...

Maybe they are just happy that I'm actually declaring them..

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brb calling up to declare my new seat covers
:lol:

That's not really a mod I think they just look tacky


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:lol:

That's not really a mod I think they just look tacky


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Depends tbh.. some people use to preserve original seats or because their jobs mean they are likely to get in the car dirty so can be valid IMO

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Depends tbh.. some people use to preserve original seats or because their jobs mean they are likely to get in the car dirty so can be valid IMO

Sent from my HTC Desire S using Tapatalk
I guess I've just never been bothered about seat covers

Anyways I was on about If you have any

Performance Modifications

Or

Aesthetic Modifications that the car didn't come as standard

Then yes you should declare them


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I guess I've just never been bothered about seat covers

Anyways I was on about If you have any

Performance Modifications

Or

Aesthetic Modifications that the car didn't come as standard

Then yes you should declare them


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Deffo agree with you mate :)

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iirc there was a link to a news paper article awhile ago where someone had an accident and killed someone and the insurance company were trying to get out of paying because she had undeclared seat covers
LOL coz seat covers make so much difference?

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Only thing ive declared on mine is lowering and alloys.

I havent declared smoked side reps or debadge/replacing griffin with black opel badge. dont see the point really.
 

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'Visual mods, increases the chances of theft of the car'

How would the insurance companies know about these mods when the car has been robbed and is now the otherside of the country?
just wondering.. dont get it tbh
 

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'Visual mods, increases the chances of theft of the car'

How would the insurance companies know about these mods when the car has been robbed and is now the otherside of the country?
just wondering.. dont get it tbh
if they rob bits of our car your not covered

not every car theft involves the whole car going missing lol
 

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In my experience, even if you crash, insurers will only inspect if you claim. Just strip all the mods off before they come out - simplez!

Happened when I had the saxo, and when the girlfriend crashed they didn't inspect till she decided to claim, which was a fair while after.
 
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